Your best mortgage rate is just three steps away.

Unlock a great mortgage rate in three simple steps

Whether it’s your first time around the block or your fifth home purchase, Own Up is here to help you easily navigate mortgage comparisons and selection — so you can get a great rate faster. 

STEP ONE

Let us get to know you better.

Fill out a brief 5-10 minute questionnaire so we can tailor our rates and advice to your needs.

STEP TWO

Get expert help from a Home Advisor.

Ask questions, discuss your goals and rates, and get unbiased advice from your designated Home Advisor over the phone. Help without the pushy sales tactics with no cost to you.

STEP THREE

Get real rates—personalized to you.

Authorize a soft credit check to get your customized rates. Don’t worry, this check won’t affect your credit score. 

Need more knowledge? Check out our FAQs

It pays to shop for the right loan. Whether buying or refinancing, our customers save an average of $28k* over the life of their loan.

We work for your best interest

© RateGravity Inc. DBA Own Up. All rights reserved. 2019-2022 · NMLS: #1450805

“We need to be looking at things differently in the digital age and Own Up’s the only one doing that.”

Evan says his biggest takeaway from the home buying process is, "Shop around, shop around, shop around"...

Evan

“If I had a question, Patrick was just a phone call or text away.”

Andrew recently had an offer accepted on an affordable housing unit, but due to the condo’s unique circumstance...

Andrew

“There was a human touch...it felt like a concierge.”

Michael and his wife were living and working in the greater Boston area when they started to think about buying a home...

Michael & Marina

Hear from our customers

As Featured In

“It was an absolute pleasure!”

This was the first time I worked with Own Up to purchase an investment property and the experience was vastly different than any mortgage lending services I have worked with in the past. My advisor Charles Pierce went above and beyond, answered a ton of questions I had, ran various lending scenarios for me, helped me compare different lenders and...

Zibran K.
January 20, 2022

“Own-up was helpful with my first home”

I was a first-time home buyer and Own Up helped streamline the process of finding a good lender. They helped me navigate an overwhelming process and were very responsive and easy to use. In the end, they gave me a significant gift card for Amazon, which was very helpful. I would use them again and recommend them.

Susan A.
January 17, 2022

“Expert help with a difficult close over the Christmas holiday”

I am so happy I used Kayla of Own Up to secure my mortgage. She is great. She was very responsive with good follow up. I was concerned about not using a local mortgage provider but if it weren't for her expert guidance regarding which Mortgage company to use we never would have closed. Thank you again Kayla.

Steven P.
January 11, 2022

Community Reviews

“A great experience”

From beginning to end my experience with Own Up has been great. Brenna was always there to answer any of my questions and help me through this process (which can seem daunting at times). Speed is of the essence so being able to talk with her right away or get a call back within minutes was a huge plus as well!

Angelo R.
May 3, 2022

“Great customer service”

Steve Williams at Own Up walked us through the entire process from start to finish. Incredible customer service. Would recommend using Own Up and hopefully being paired up with Steve!

David B.
May 2, 2022

Certified reviews

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